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Insufficient funds <a href=" http://hidden-agenda.fr/fertility-blend-reviews-gnc.pdf#identical ">does fertility blend sp 1 work</a> More recently, in a provision of the Dodd-Frank Act of 2010, Congress acknowledged the dangers of arbitration in the unequal world of consumer financial services. The statute empowered federal regulators to study the problem and to end or restrict the use of forced arbitration in financial contracts if such measures are deemed to be "in the public interest and for the protection of consumers."