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Will I be paid weekly or monthly? <a href=" http://www.asavie.com/caverta.pptx#portion ">caverta ecuador</a> The less a bank borrows, the better it is able to survive a bad event, such as a massive drop in housing prices that erodes the value of its portfolio of mortgages and construction loans. That´s why it matters how banks finance their operations. In order to determine how much capital (which means financing that isn´t borrowed) a bank has to have, the Basel III regulations take into account how many and what kind of assets it has. The riskier the assets, the greater amount of capital the bank is required to have.