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Get a job http://www.brainsatwork.nl/business-presentation washing pencil catcher in the rye thesis statements ninth Parents who want to start saving for an unborn child´s college tuition typically tackle the social security number problem in one of two ways. "Some parents open a 529 plan before the baby is born in their own name and transfer the gifts there," says Pradel. "After the baby is born and they receive a social security number, they then change the beneficiary of the 529 plan to the child."