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I never went to university <a href=" http://luisamartelo.com/index.php/mandatory-volunteering-essay/#invade ">brief essay on global warming</a> Indeed, six in 10 students said they manage their money online and four in 10 use a mobile device to manage accounts. &ldquo;I wouldn&rsquo;t be surprised if these kind of digital tools led to better money management skills, since they encourage kids to interact with their money on a more regular basis and allow them to do so on their own terms,&rdquo; Descano says.